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Vision for a Brighter Future

  • Achieving financial stability and independence

  • Building long-term economic confidence

  • Creating opportunities for career and personal growth

  • Empowering individuals to make informed financial decisions

Welcome to Elbow Room

Here You’re Supported, Not Judged, So You Can Feel

Empowered. Building a Future Beyond Student Debt.

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Where Support Meets Strategy  

Our team helps applicants navigate the rigorous debt landscape to find effective solutions.

​Our resource hub features curated videos and webinars aimed at promoting financial literacy and empowerment.

Open to All — Supporting Public Service Professionals Burdened by Predatory Loans.

Loan Debt and Mental Health: What Studies Show

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Elbow Room IMPACT

"Elbow Room didn’t just help me — it changed my life!"

Coming soon: Real stories. Real people. Real impact

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Graduation Celebration

Regain Control.

Rebuild Your future.

Our Purpose, With You in Mind

Non-Profit Professionals

Public leaders work to strengthen and sustain communities while shaping a brighter future.​

Educational Professionals

Educators help build strong foundations by teaching, guiding, and developing future generations.​

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Tools and Knowledge

to Move You Forward

Imagine living free from financial stress feeling proud of your education and confident about what’s ahead. With Elbow Room, you’re supported every step of the way. Whether you need help with your Public Service Loan Forgiveness application or understanding your repayment options, we’re here for you.

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The Visionary Behind Elbow Room

Holly Johnson Friar founded Elbow Room with you in mind after recognizing how public service professionals are squeezed on all sides without clear direction. She made it her mission to build a team to support, strategize, and provide direction.

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Join Our Gifting Circle

It takes a team to support our community by providing services that shape futures, one person at a time. Every donation makes a difference.

Supporters

Thank You To Our Individual
Donors & Corporate Partners.

Foundation Details 

Elbow Room: The Movement to End Student Loan Debt, Inc. is operating as a CA non-profit public benefit corporation using  federal tax-exempt status as a public charity under Sections 501(c)(3), 170, 2055, 2106 or 2522 of the Internal Revenue Code. Contributions to Elbow Room: The Movement to End Student Loan Debt are tax-deductible to the fullest extent of the law. (EIN: 86-1986002)

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Regain Your Confidence, Be Prepared, And Succeed Wherever You Go.

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Connect With Us on Social Media​​

You’re on social media and so are we. Let’s connect. Your journey and our videos are just a click away. Don’t forget to send us a question or forward our videos to someone who needs help.

  • TikTok
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  • Instagram
  • LinkedIn
  • Facebook
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